Primary account holders must be at least 18 years old to join. Primary account holders who enroll in a 12-Month Commitment that rolls into a Month-to-Month membership will pay a $0 Joining Fee. Members who enroll in a 12-Month Commitment will also receive their 13th month membership dues at no charge, provided their membership remains active through that time. Memberships that are canceled or placed on Leave of Absence prior to the 13th month are not eligible for the complimentary month. Primary account holders who enroll in a Month-to-Month membership will pay the standard Joining Fee. Please consult an HFAC Membership Representative for eligibility details. Offer valid through August 31, 2026.